Surplus Lines Eligibility
Our Surplus Lines coverage will provide firms with alternative insurance solutions tailored to their particular needs. Primary coverage is available on a non-admitted basis in all states except Alaska & Oregon.
Surplus Lines Program Coverage
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Firm size: U.S. law firms with 6-50 attorneys
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$5,000,000 per claim / $5,000,000 aggregate limit
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Various tail options available, such as 1, 2, 3, and 5 years; Free retirement tails; Free death / disability tails
Appetite
Below is an unexhaustive list of how our Surplus Line Program's appetite will complement our admitted program:
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Plaintiff Bodily Injury/Property Damage - Over admitted case values
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Claim Activity - Severity/Frequency over admitted thresholds
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Collections/Repossession > $3m limits & over 50% AOP
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Immigration practice including investment immigration practice (such as EB-5)
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Real Estate - Over admitted transaction values
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Lapses in Coverage
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Environmental Law - Litigation
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Oil/Gas/Natural Resources including consideration for mining
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Additional or manuscript coverage requests
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Gaming Law
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Energy Law
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Cyber Law
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Aviation Law
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Product Liability