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Surplus Lines Eligibility

Our Surplus Lines coverage will provide firms with alternative insurance solutions tailored to their particular needs. Primary coverage is available on a non-admitted basis in all states except Alaska & Oregon.

Surplus Lines Program Coverage

  • Firm size: U.S. law firms with 6-50 attorneys

  • $5,000,000 per claim / $5,000,000 aggregate limit

  • Various tail options available, such as 1, 2, 3, and 5 years; Free retirement tails; Free death / disability tails


Below is an unexhaustive list of how our Surplus Line Program's appetite will complement our admitted program:

  • Plaintiff Bodily Injury/Property Damage - Over admitted case values 

  • Claim Activity - Severity/Frequency over admitted thresholds

  • Collections/Repossession > $3m limits & over 50% AOP

  • Immigration practice including investment immigration practice (such as EB-5) 

  • Real Estate - Over admitted transaction values

  • Lapses in Coverage

  • Environmental Law - Litigation

  • Oil/Gas/Natural Resources including consideration for mining

  • Additional or manuscript coverage requests

  • Gaming Law

  • Energy Law

  • Cyber Law

  • Aviation Law

  • Product Liability

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