Surplus Lines Coverage
LawyerGuard has introduced a Surplus Lines primary program to expand our product offering to distribution partners. This new product aims to provide alternative opportunities and expand law firm capabilities.
​Program Features:​
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Firm size: U.S. law firms with 6-50 attorneys
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Primary coverage available in all states (excluding Alaska and Oregon)
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$5,000,000 per claim / $5,000,000 aggregate limit
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Worldwide territory (where permissible by law)
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Claims: Lancer Claims Services: www.lancerclaims.com
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Certain Underwriters at Lloyd's, London - Financial strength: rated "A" (Excellent) by A.M. Best
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Coverage Highlights:
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Expansive definition of "professional services"
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Full prior acts and predecessor coverage available at the underwriter's discretion
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Supplementary coverage available including:
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Crisis event coverage up to $20,000 per event​
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Disciplinary proceeding defense up to $30,000 per proceeding
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Loss of earnings up to $500 per day / $15,000 per claim
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Subpoena coverage up to $25,000
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Named insured has the right to consent to settlement​
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Reduced deductible for claims settled using mediation
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50/50 Softened hammer clause
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No deductible for claims arising from pro bono services
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Punitive damages coverage (if insurable under applicable law)
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Various tail options available, such as 1, 2, 3, and 5 years; Free retirement tails; Free death / disability tails
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Excess Coverage
LawyerGuard's new Surplus Lines Excess product provides firms with additional coverage above their primary limits on both admitted and surplus lines products.
​Program Features:​
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Limits up to $5,000,000 per claim / $5,000,000 aggregate
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Follow Form Excess Policy
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Risk Management & Loss Control
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Attachment Points
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@ $5m for 6-29 Attorney Firms​
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@ $10m for 30-50 Attorney Firms
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Available in All States Except AK and OR​
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Risk Management:​
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Risk Management hotline administered by a distinguished law firm for all policyholders
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Free online CLE courses with access to an exclusive risk management website and document repository
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For more information view our full Risk Management Product
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Submissions:​
Send your full form applications, supplements, and Loss Runs to: LPL.Submissions@LawyerGuard.com
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