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Surplus Lines Coverage

LawyerGuard has introduced a new Surplus Lines primary program to expand our product offering to distribution partners. This new product aims to provide alternative opportunities and expand law firm capabilities.

​Program Features:​

  • Firm size: U.S. law firms with 6-50 attorneys

  • Primary coverage available in all states (excluding Alaska and Oregon)

  • $5,000,000 per claim / $5,000,000 aggregate limit

  • Worldwide territory (where permissible by law)

  • Claims: Lancer Claims Services:

  • Certain Underwriters at Lloyd's, London - Financial strength: rated "A" (Excellent) by A.M. Best

Coverage Highlights:

  • Expansive definition of "professional services" 

  • Full prior acts and predecessor coverage available at the underwriter's discretion

  • Supplementary coverage available including:

    • Crisis event coverage up to $20,000 per event​

    • Disciplinary proceeding defense up to $30,000 per proceeding

    • Loss of earnings up to $500 per day / $15,000 per claim

    • Subpoena coverage up to $25,000

  • Named insured has the right to consent to settlement​

  • Reduced deductible for claims settled using mediation

  • 50/50 Softened hammer clause

  • No deductible for claims arising from pro bono services

  • Punitive damages coverage (if insurable under applicable law)

  • Various tail options available, such as 1, 2, 3, and 5 years; Free retirement tails; Free death / disability tails


Risk Management:

  • Risk Management hotline administered by a distinguished law firm for all policyholders

  • Free online CLE courses with access to an exclusive risk management website and document repository

  • For more information view our full Risk Management Product


Send your full form applications, supplements, and Loss Runs to:

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