Surplus Lines Coverage

LawyerGuard has introduced a new Surplus Lines primary program to expand our product offering to distribution partners. This new product aims to provide alternative opportunities and expand law firm capabilities.

Firm size: U.S. law firms with 6-50 attorneys
Primary coverage available in all states (excluding Alaska and Oregon)
$5,000,000 per claim / $5,000,000 aggregate limit
Worldwide territory (where permissible by law)
Claims: Lancer Claims Services: www.lancerclaims.com
Certain Underwriters at Lloyd's, London - Financial strength: rated "A" (Excellent) by A.M. Best

Expansive definition of "professional services"
Full prior acts and predecessor coverage available at the underwriter's discretion
Supplementary coverage available including:
- Crisis event coverage up to $20,000 per event
- Disciplinary proceeding defense up to $30,000 per proceeding
- Loss of earnings up to $500 per day / $15,000 per claim
- Subpoena coverage up to $25,000
Named insured has the right to consent to settlement
Reduced deductible for claims settled using mediation
50/50 Softened hammer clause
No deductible for claims arising from pro bono services
Punitive damages coverage (if insurable under applicable law)
Various tail options available, such as 1, 2, 3, and 5 years; Free retirement tails; Free death / disability tails

Risk Management hotline administered by a distinguished law firm for all policyholders
Free online CLE courses with access to an exclusive risk management website and document repository
For more information view our full Risk Management Product

Send your full form applications, supplements, and Loss Runs to: LPL.Submissions@LawyerGuard.com